As we roll into summer, it’s the perfect time to hit pause and reassess the financial goals many of us set back in January. Whether it’s paying down debt, building savings, or simply staying on track with your budget, financial expert Barry joined us for a special mid-year checkup, and his insights are worth a second look.

Starting with the basics, Barry’s first tip is to revisit your spending plan with fresh eyes.

“You want to make sure you’re checking in on your spending plan… as if it wasn’t yours,” he says. “Taking a really objective view helps you adjust without judgment.”

Next, review your debt and savings goals. Mid-year is the perfect time to ask yourself: Are you keeping the promises you made at the start of the year? Life may throw curveballs, but consistent small steps still count.

“It is not about big jumps,” Barry reminds us. “You want to make sure that you’re making incremental progress.”

Barry also emphasizes the importance of checking your paycheck withholding, an area that’s often overlooked. He recommends using the IRS’s online calculator to ensure you’re not overpaying.

Why give the government a free loan when that money could be working for you right now?

Overall, your mid-year review isn’t about shame, it’s about strategy. Use this moment to recalibrate and finish the year stronger, smarter, and more financially confident.